Home What We Finance Business Finance Debtor Factoring

debtor factoring

Made for Fast-Moving Operators

Waiting 30, 60 or 90 days for customers to pay can put pressure on cashflow – especially when your team, suppliers, or overheads need to be paid now. TYG Finance offers tailored debtor factoring solutions that free up working capital tied to unpaid invoices. With access to over 80 lenders and fast approvals up to $2M, we’ll structure the right facility to keep your operations running smoothly and your cashflow healthy.

Contact us for a FREE QUOTE

Fill out the form for a quick quote!

Here's How our debtor factoring solutions works

Simple steps to get your working capital funded – fast.

Apply online or speak with a broker
Tell us about your business, your average receivables, and your timing.
We compare 80+ lenders to find options that may suit you
We look for flexible facilities that align with your cashflow needs.
Pre-approval up to M, subject to lender approval
Many debtor factoring options available without needing full financials upfront.
Sign and settle - get moving
Use the cash to pay suppliers, staff, or fund growth.

Who it's for?
People just like you

Debtor factoring solutions built for business owners who need to keep their operations moving.

Operators in industries with 30–90 day invoice terms
Businesses experiencing seasonal or contract-related cashflow gaps
Companies scaling up contracts and needing upfront supplier payments
Business owners seeking more flexible alternatives to overdrafts
Managers juggling payroll, fuel, materials, or lease commitments

What to expect from us

We make getting the right debtor factoring solution simple. We’ll handle the entire process from start to finish, no chasing, no wasted time, no second-guessing. We go to the right lender from the outset, so you get the right result without the runaround.

Fast, clear approvals with minimal paperwork
Access to market-leading rates from 80+ lenders
Flexible loan structures to suit your business
Industry-aligned debtor factoring expertise
Long-term, relationship-based approach
Recognised and award-winning service

Our Lending Network

Trusted by over 80 lenders, we give you access to hundreds of commercial loan products – so you can explore suitable options, subject to lender approval.

5 Star Rating I 235+ Reviews

Why Businesses Choose TYG Finance

Fast Approvals: We move at your pace - securing quick approvals so you can get on with the job, not wait on a bank.
Streamlined Process: From application to settlement, we manage every step - no runaround, no wasted time.
After-Hours Support: We know business doesn’t stop at 5pm. Our team is available after hours to provide the responsive, expert support you need, when you need it.

What Other Business Owners Are Saying About TYG Finance's Debtor Factoring Solutions

      
   TYG Finance
   239 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Lisa Miller 
 14 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Michael from TYG Finance. The entire process from start to finish, was incredibly fast and effortless. If you’re in need of financing, don’t hesitate and give Michael a call today!
  
 
      Posted on Google  
   
   Greg Statham 
 7 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with TYG finance. Jody was excellent and made it happen. I highly recommend TYG. I will be back again soon hopefully
  
 
      Posted on Google  
   
   Ellissa Day 
 7 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. Gabriel at TYG Organised our Business Car Loan with a no stress fast turnaround and a great deal overall. Will definitely be using TYG for future purchases.
  
 
      Posted on Google  
   
   Sean kemble 
 5 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. After inquiry into a Facebook add Abn car loan turned into one of the best experiences. Gabriel from TYG was so helpful in guiding  me through the loan process.  Can't recommend him enough ,polite, friendly and professional.  Thank you i pick up my new work truck in a couple of days.
  
 
      Posted on Google  
   
   Rachel Buckley 
 3 March 2025
 
 
 Trustindex verifies that the original source of the review is Google. From the moment I touched bases with TYG my experience was amazing! Gabriel poured his time and energy in meeting every need I required with purchasing my new car. Going above and beyond. Communication was clear and easy and he kept me updated every step of the way. Completely transparent with every move of the deal! A week later I’m driving away in a brand new car! Can’t be happier with the whole process and the outcome with Gabriel and the team at TYG! They will now be my go to company for all future needs! Thanks Rachel
  
 
      Posted on Google  
   
   jake crispin 
 17 February 2025
 
 
 Trustindex verifies that the original source of the review is Google. Gabriel was very helpful from start to finish. allways kept me in the loop. great service
  
 
      Posted on Google  
   
   Melissa A 
 16 February 2025
 
 
 Trustindex verifies that the original source of the review is Google. I couldn’t be happier with the experience. Gabriel from the TYG finance team is incredibly knowledgeable, professional, and attentive to our needs. He takes the time to explain every option thoroughly, ensuring I understand all the details before making any decisions. What really sets him apart is his commitment to his clients and how he is always available to answer questions and provide insightful guidance. I highly recommend Gabriel for anyone looking for a trusted and reliable broker. His expertise and customer first approach are truly top notch! I highly recommend
  
 
      Posted on Google  
   
   liam mcvicker 
 7 February 2025
 
 
 Trustindex verifies that the original source of the review is Google. Had the pleasure of working with Gabriel in securing a car loan recently. Gabriel was amazing, he communicated every step along the way and left me with minimal hassle.

Could not recommend Gabriel and TYG highly enough, fantastic experience.
  
 
      Posted on Google  
   
   Candice Mclauchlan 
 7 February 2025
 
 
 Trustindex verifies that the original source of the review is Google. Gabriel went above and beyond with car finance for myself and my husband. It was such a smooth process would highly recommend Gabriel. Can’t thank him enough!!